202 T Street, St. Marys, GA
A rare coastal Georgia estate on a generous lot with a private pond, minutes from the St. Marys River, Cumberland Island, and a thriving small-town community. This is not just a property — it's a legacy opportunity in one of Georgia's most sought-after waterfront towns.
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The Property
A Rare Find in the Heart of St. Marys
202 T Street sits on one of the most desirable lots in Camden County — generous acreage, a private pond, and a location that can't be replicated.
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Private Pond
A serene, privately-owned pond on the property offers waterfront views, fishing, and natural beauty — a feature almost unheard of in this price range.
Generous Lot Size
The lot provides rare space for expansion, outbuildings, or future development — a canvas for your vision.
Prime Location
Minutes from downtown St. Marys, the St. Marys River, boat ramps, and Cumberland Island National Seashore.
Investment Potential
Strong Income Potential in a High-Demand Market
Why This Property Generates
St. Marys draws a steady stream of visitors — boaters, Cumberland Island travelers, and coastal Georgia tourists. The lot size and pond create multiple income pathways: long-term rental, short-term vacation rental, or future subdivision.
Vacation Rental
High seasonal demand from Cumberland Island visitors
Long-Term Lease
Strong rental market with military and remote-worker tenants
Development Upside
Lot size allows for future expansion or ADU potential
The Community
Life in St. Marys, Georgia
St. Marys is a charming coastal city where Southern hospitality meets waterfront living. Home to the gateway of Cumberland Island National Seashore, it draws nature lovers, boaters, and families seeking a slower pace.
Boat Launches & Marinas
Multiple public ramps and full-service marinas along the St. Marys River for boating, fishing, and kayaking.
Top-Rated Schools
Camden County Schools are among Georgia's best, with strong academics and community involvement.
Dining & Local Flavor
From fresh seafood shacks to upscale riverfront dining, St. Marys offers a surprisingly rich culinary scene.
Cumberland Island
A 17-mile undeveloped barrier island with wild horses, pristine beaches, and hiking trails — accessible by ferry from downtown.
Why St. Marys
What Draws People Here — and Keeps Them
A Community Worth Calling Home
St. Marys offers the rare combination of coastal beauty, small-town warmth, and genuine opportunity. Residents enjoy a low cost of living, no state income tax on retirement income, and a vibrant community calendar.
Waterfront Access — St. Marys River, Atlantic Ocean, and Cumberland Island at your doorstep
Growing Economy — Naval Submarine Base Kings Bay drives stable employment and population growth
Low Taxes — Georgia's favorable tax climate attracts retirees, remote workers, and investors
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